GUARDIANS OF TRUST: ANALYZING THREATS TO CONSUMER PROTECTION IN THE ERA OF GENERATIVE AI

INTRODUCTION –

With the introduction of Generative Artificial Intelligence (Generative AI), technology has advanced to a level never seen before, offering efficiency and innovation in a wide range of fields. But as society begins to appreciate the advantages of these formidable AI systems, a crucial issue emerges: how to safeguard consumers from whatever risks these intelligent beings may bring. This study explores the complex field of generative artificial intelligence and how it affects consumer trust, looking at the difficulties that arise in protecting people from potential harms and manipulations.

The term “Guardians of Trust” describes the teamwork that legislators, industry stakeholders, regulators, and tech developers must do to create a strong framework that supports consumer protection. Through a close examination of the various risks that emerge in this era of Generative AI, we hope to clarify the intricate relationship between technical advancement and the need to maintain trust in the digital age.

OVERVIEW OF GENERATIVE VIEW AND ITS APPLICATION –

A subset of artificial intelligence systems known as “generative AI” are built to produce new information or content rather than just analyse it. Fundamentally, generative artificial intelligence (AI) uses sophisticated algorithms, frequently built on deep learning and neural networks, to produce original results that imitate the creative abilities of humans. Numerous industries have identified uses for this technology. Generative adversarial networks, or GANs, have been used in the field of picture production to generate realistic and high-quality images, demonstrating their potential in graphic design and entertainment. Models in natural language processing, such as OpenAI’s GPT series, can produce text that is both coherent and contextually relevant. This has led to applications in chatbots, automated writing, and content production.

Additionally, generative AI is essential to constructing virtual worlds, helping to create lifelike simulations for training in domains like robotics and driverless cars. Generative AI has the potential to transform problem-solving, automation, and creativity in a variety of industries as the area develops.

IMPORTANCE OF CONSUMER TRUST IN THE ADOPTION AND SUCCESS OF AI TECHNOLOGIES –

AI technologies’ broad acceptance and long-term success are critically dependent on consumer trust. People need to have confidence that their privacy and data are safe and that AI systems are trustworthy and ethical as these technologies are incorporated into more and more areas of daily life. User acceptance and engagement are based on trust. Without it, users could be reluctant to accept AI solutions because they worry about possible abuse, biases, or unanticipated repercussions. Because AI algorithms are complicated and frequently use opaque decision-making processes, building and preserving trust is very important.

Businesses that put ethical, accountable, and transparent practices first when developing and implementing AI technologies are more likely to build customer trust, which will ultimately facilitate the seamless integration of these advancements into our globalised society.

OBJECTIVES –

To examine and clarify the risks to consumer safety in the modern era of generative artificial intelligence, with an emphasis on the idea of “Guardians of Trust.” Understanding the possible risks and obstacles to consumer protection is essential as AI technologies, particularly Generative AI, become more commonplace in a variety of areas, including commerce and services. By looking into topics including algorithmic biases, privacy violations, and the unexpected effects of AI-generated content, it seeks to understand how generative AI may undermine consumer and service provider trust. Additionally, the study looks for and assesses current policies, rules, or moral principles that could act as bulwarks against challenges to the AI ecosystem’s trust, examining how well they work to do so.

HISTORICAL CONTEXT AND MILESTONES IN THE DEVELOPMENT OF GENERATIVE AI –

Amidst the swift progressions in computers, machine learning, and data accessibility, generative artificial intelligence (AI) has emerged. Symbolic reasoning and rule-based systems were the main topics of early AI research in the middle of the 20th century. But thanks to developments in neural network topologies and the availability of massive datasets, generative AI started to become more and more popular in the late 20th and early 21st centuries. The development of deep learning, especially with the rebirth of neural networks as deep neural networks, was essential. Growth was further accelerated by the creation of generative models, such as recurrent neural networks (RNNs) and generative adversarial networks (GANs), which allowed computers to produce realistic text, audio, and image material.

Applications in artistic professions, language generation, and other areas grew as generative AI’s capabilities improved with increasing processing power and advanced algorithms. Still, the story of generative AI development has to include ethical considerations as well. These include bias in training data and the possible misuse of content generated by AI.

CONSUMER PROTECTION IN AI –

A crucial component of guaranteeing the moral and appropriate application of artificial intelligence (AI) is consumer protection. Protecting consumers from potential dangers and harms is becoming more and more important as AI systems are integrated into numerous facets of daily life. This involves shielding people against unfair algorithms, discriminatory actions, and improper use of personal information. To create and implement regulations that support accountability, justice, and openness in AI systems, regulators and legislators are essential. Customers should be able to comprehend the decision-making processes used by AI systems, and there should be safeguards in place to deal with any unforeseen consequences or mistakes.

To ensure that consumers can seek redress and hold accountable those responsible for any harm caused by AI systems, there must also be clear channels of recourse in the event of AI-related difficulties. To encourage trust and confidence in the use of AI technology, a balance between technological progress and consumer safety is crucial.

THREATS TO CONSUMER PROTECTION IN GENERATIVE AI –

Numerous possible risks to consumer protection in generative AI exist, and they should be addressed with appropriate countermeasures. A major worry is the possibility of malevolent use, in which people or entities might utilise generative AI models to produce misleading content, like deepfake movies or false information, that could negatively impact customers. Inadvertently producing content that exposes people’s personal information or produces lifelike simulations of intimate situations is another risk posed by generative AI. Furthermore, there is a problem with the lack of accountability and transparency in the creation and application of generative AI models, which makes it hard for users to comprehend how the technology functions and hold creators responsible for any possible harm.

Furthermore, prejudices in training data may result in the creation of biased material that disproportionately affects marginalised groups. Strong legal frameworks, open development procedures, and continual oversight are essential to countering these dangers and protecting consumers from the possible drawbacks of generative AI technology.

CASE STUDIES –

In a well-known case study, deepfakes are produced by manipulating digital content using sophisticated AI algorithms. Trust in online interactions is seriously threatened by these sophisticated forgeries that can fool customers by producing realistic-sounding audio and video content. To protect customers from false information and identity theft, the Guardians of Trust need to take this matter seriously.

The possible use of generative AI to produce phoney internet reviews is another important consideration. Dishonest organisations could use AI-powered technologies to create favourable or unfavourable reviews, deceiving customers and compromising the reliability of internet directories. To guarantee that customers may depend on real input when making decisions about what to buy, the Guardians of Trust must establish strong systems to identify and counteract such dishonest tactics.

Additionally, a significant threat to consumer protection is the emergence of algorithmic prejudice. AI models may reinforce already-existing disparities if they are trained on biased datasets. To solve biases in AI systems and guarantee fair and equitable treatment for all customers, the Guardians of Trust must impose strict restrictions and ongoing monitoring. New risks to consumer protection arise from the generative AI era, including the production of false material such as deepfakes, the manipulation of online reviews, and algorithmic bias.

REAL-WORLD EXAMPLES ILLUSTRATING THE IMPACT ON CONSUMER PROTECTION –

Real-world examples clearly illustrate the significance of consumer protection in safeguarding people’s welfare in the marketplace. Consider a pharmaceutical corporation that neglected to reveal the adverse effects of a drug that was often prescribed. Customers had unanticipated health problems as a result, which prompted legal lawsuits and severely damaged public confidence in the sector. This emphasises how important it is to disseminate information transparently to safeguard customers.

Internet-based shopping is another example. When e-commerce platforms don’t have enough security safeguards in place, customers’ personal information could be compromised by data breaches. This puts individuals at risk for financial fraud and identity theft in addition to compromising their privacy. To protect people in the digital economy, strong consumer protection laws—like strict data security regulations—are necessary. Furthermore, think about the effects of dishonest marketing by a tech business that claims a product would have groundbreaking features but ends up with mediocre performance. Misled consumers could experience unhappiness and monetary losses. Enforcing fair business practices, keeping corporations accountable, and creating a marketplace where consumers may make educated decisions without fear of exploitation are all made possible by effective consumer protection legislation and enforcement mechanisms.

The existence or lack of sufficient consumer protection laws has a direct impact on people’s welfare and confidence in the market in these real-world scenarios. It emphasises how crucial laws and enforcement systems are to protecting consumers from dishonest business practices, health hazards, and financial loss—all of which eventually support the integrity and equity of the market as a whole.

CONCLUSION –

In conclusion, the emergence of generative AI poses hitherto unseen difficulties for consumer protection, calling for the construction of strong guardianship systems. Our study has shed light on the various hazards that surface in this day and age, from the creation of highly skilled disinformation to the nefarious exploitation of personal information. Industry stakeholders, regulators, and tech developers must work together to create a framework of trust as we traverse this terrain. Building open AI platforms, enforcing strict regulations, and improving user education are essential components of strengthening the guardianship of trust in the generative AI space.

By taking on these obstacles head-on, we can make sure that the efficiency and innovation that AI promises are matched with a firm dedication to consumer safety, creating an atmosphere where trust can flourish despite rapidly changing technical environments.

ASTITVA KUMAR RAO

2ND YEAR BALLB HONS., B. R. AMBEDKAR NATIONAL LAW UNIVERSITY, SONIPAT, HARYANA

REFERENCES –

  1. Dr Subi Chaturvedi, GUARDIAN: A framework on National Consumer Day for consumer rights in the age of AI, (Dec. 30, 2023), https://government.economictimes.indiatimes.com/news/digital-india/guardian-a-framework-on-national-consumer-day-for-consumer-rights-in-the-age-of-ai/106398474.
  2. The Hindu Bureau, 68% of Indian respondents expect businesses to protect consumers when deploying generative AI: Report, The Hindu (Oct. 5, 2023), https://www.thehindu.com/sci-tech/technology/68-of-indian-respondents-expect-businesses-to-protect-consumers-when-deploying-generative-ai-report/article67383652.ece.
  3. Navigating the Risks of Artificial Intelligence on the Digital News Landscape, https://www.csis.org/analysis/navigating-risks-artificial-intelligence-digital-news-landscape.
  4. World Consumer Rights Day 2024 to equip consumers for an AI future, Consumers International https://www.consumersinternational.org/news-resources/news/releases/world-consumer-rights-day-2024-to-equip-consumers-for-an-ai-future/.
  5. Neha Dewan, Why generative AI is significant for businesses to gain a competitive edge, The Economic Times (Nov. 30, 2023), https://m.economictimes.com/small-biz/security-tech/technology/why-generative-ai-is-significant-for-businesses-to-gain-a-competitive-edge/articleshow/105611522.cms.
  6. 73% of consumers globally say they trust content created by generative AI, Capgemini (June 19, 2023), https://www.capgemini.com/news/press-releases/73-of-consumers-globally-say-they-trust-content-created-by-generative-ai/.
  7. Richelle Deveau, AI-powered marketing and sales reach new heights with generative AI, McKinsey (May 11, 2023), https://www.mckinsey.com/capabilities/growth-marketing-and-sales/our-insights/ai-powered-marketing-and-sales-reach-new-heights-with-generative-ai.

AGE-OLD TOOLS AND TECHNIQUES TO PROTECT CONSUMERS NEED TO BE SHARPENED IN THE LIGHT OF ARTIFICIAL INTELLIGENCE, https://repository.nls.ac.in/cgi/viewcontent.cgi?article=1079&context=ijclp.

Facebook
Twitter
LinkedIn
Pinterest
Quick Navigation